Provider Capabilities
Quick Reference
A55 orchestrates payments across multiple acquirers and local payment rails in Latin America. Available methods depend on the merchant's country configuration and acquirer agreements.
Supported countries
| Country | Currency | ISO code | Decimals | Document type |
|---|---|---|---|---|
| Brazil | BRL | BR | 2 | CPF / CNPJ |
| Mexico | MXN | MX | 2 | RFC / CURP |
| Chile | CLP | CL | 0 | RUT |
| Colombia | COP | CO | 0 | CC (Cédula de Ciudadanía) |
| Peru | PEN | PE | 2 | DNI |
| Argentina | ARS | AR | 2 | DNI / CUIT |
CLP (Chilean Peso) and COP (Colombian Peso) have no fractional units. Send amounts as integers: 50000 for CLP, 200000 for COP. The backend truncates decimals for these currencies. See the currency reference table for details.
Method by country matrix
| Payment method | Brazil | Mexico | Chile | Colombia | Peru | Argentina |
|---|---|---|---|---|---|---|
| Credit card | Yes | Yes | Yes | Yes | Yes | Yes |
| Debit card | Yes | Yes | — | — | — | — |
| Boleto | Yes | — | — | — | — | — |
| PIX | Yes | — | — | — | — | — |
| SPEI | — | Yes | — | — | — | — |
| OXXO | — | Yes | — | — | — | — |
| E-Wallet | Yes | Yes | Yes | — | — | Yes |
| QRA | — | — | — | — | — | Yes |
| PFC | — | — | — | — | — | Yes |
| Apple Pay | Yes | Yes | — | — | — | — |
| Google Pay | Yes | Yes | — | — | — | — |
Method availability depends on your merchant profile configuration. Contact the A55 integration team to enable additional countries or methods.
Transaction amount limits
Amount limits are enforced by the underlying acquirers. A55 validates amounts before routing.
| Method | Currency | Minimum | Maximum | Notes |
|---|---|---|---|---|
| Credit card | BRL | R$ 0.01 | Acquirer-dependent | Installment amount also validated per acquirer |
| Credit card | MXN | MXN $0.01 | Acquirer-dependent | — |
| Credit card | CLP | CLP $1 | Acquirer-dependent | Integer amounts only |
| Credit card | COP | COP $1 | Acquirer-dependent | Integer amounts only |
| Credit card | ARS | ARS $0.01 | Acquirer-dependent | — |
| Credit card | PEN | PEN 0.01 | Acquirer-dependent | — |
| PIX | BRL | R$ 0.01 | Account daily limit | Confirms in seconds |
| Boleto | BRL | R$ 5.00 | Acquirer-dependent | Banks reject boletos below R$5 |
| SPEI | MXN | MXN $1.00 | Acquirer-dependent | Bank transfer, banking hours |
| OXXO | MXN | MXN $1.00 | MXN $10,000 | Single transaction limit at OXXO stores |
| QRA | ARS | ARS $1.00 | Acquirer-dependent | QR code payment |
| PFC | ARS | ARS $1.00 | Acquirer-dependent | Cash voucher network |
If an amount is below the acquirer minimum, the response returns amount_below_minimum. If above the maximum, it returns amount_exceeds_maximum. The Cielo acquirer also returns specific codes: 64 (invalid minimum transaction amount) and EE (installment amount below minimum). See response codes for the full list.
Country-specific notes
Brazil
- PIX: Returns a QR code and a copy-paste code. Payment confirms in seconds. CPF or CNPJ is required in the customer object.
- Credit card: Supports installments (
installmentsfield, 1-12). Elo and Hipercard are supported alongside Visa and Mastercard. - Boleto: Supported via Cielo and Bradesco acquirers. Minimum amount R$ 5.00. Returns a barcode and payment URL. See Create a Charge for Boleto-specific fields.
Mexico
- SPEI: Bank transfer using CLABE (18-digit format). Settlement occurs within banking hours. Display the
clabevalue from the response to the customer. - OXXO: Cash payment at convenience stores. Generates a reference number with a 48-hour payment window. Monitor
pendingstatus until confirmed.
Chile
- Currency: CLP is a zero-decimal currency. Send amounts as integers (
50000, not50000.00). The backend truncates any fractional part. - Credit card: RUT (tax ID, format
XX.XXX.XXX-X) is required for local card processing. International cards do not require RUT. - Acquirers: Routed through PagSeguro, Directa24, or Monnet depending on card brand and routing rules.
Colombia
- Currency: COP is a zero-decimal currency. Send amounts as integers (
200000, not200000.00). The OpenPay acquirer explicitly converts amounts toint()for COP. - Credit card: Cédula de Ciudadanía (CC) is required as the payer document type.
- Acquirers: Routed through PagSeguro, Monnet, or OpenPay.
Peru
- Currency: PEN uses 2 decimal places (standard).
- Credit card: DNI (Documento Nacional de Identidad) is required as the payer document type.
- Acquirers: Routed through PagSeguro or Monnet.
Argentina
- Currency: ARS uses 2 decimal places. Note that ARS is subject to capital controls — the mid-market FX rate may differ from official or parallel rates. See FX rates.
- QRA: QR-based payment rail for local debit. The customer scans the QR code from their banking app. Settlement in real-time.
- PFC: Pago Facil and Cobro Express cash payment network. Generates a voucher with a reference code. Settlement in 1-2 business days.
- Acquirers: Routed through Bamboo or MercadoPago.
Always test with country-specific payment methods and test data in the sandbox environment before going live. Production credentials are country-specific and cannot be shared across regions.