API Reference

Code Response BR

ABECS Return Codes - Complete Reference

Overview

The Brazilian Association of Credit Card and Services Companies (ABECS) established on July 15, 2020, the standardization of return codes for refused sales authorizations for both physical and e-commerce payment solutions in the Brazilian market.

This normative measure seeks to bring benefits to the entire payments market, providing greater transparency in understanding the reason for transaction refusal, in addition to enabling greater assertiveness in the adoption of sales retry strategies.

Important Notes

  • The codes in the table have been separated by brand to facilitate visualization. Numbers and their definitions may be repeated in different tables.
  • Always consult the table for the brand of interest.

Main ABECS Codes Table

ABECS CodeCode TypeMessagePOS/E-commerce Message
4REVERSIBLEREDO TRANSACTION (ISSUER REQUESTS RETRY)REDO TRANSACTION
5REVERSIBLEGENERICCONTACT YOUR CARD CENTER
6REVERSIBLECONSULT ACQUIRERMERCHANT, CONTACT THE ACQUIRER
12IRREVERSIBLECARD ERRORCHECK CARD DATA
13IRREVERSIBLEINVALID TRANSACTION AMOUNTTRANSACTION AMOUNT NOT ALLOWED - DO NOT TRY AGAIN
14 or 56IRREVERSIBLECARD NUMBER DOES NOT BELONG TO ISSUER / INVALID CARD NUMBERCHECK CARD DATA
19IRREVERSIBLEACQUIRER PROBLEMCARD ERROR - DO NOT TRY AGAIN
23IRREVERSIBLEINVALID INSTALLMENT AMOUNTINVALID INSTALLMENT - DO NOT TRY AGAIN
30IRREVERSIBLEFORMAT ERROR (MESSAGING)CARD ERROR - DO NOT TRY AGAIN
38REVERSIBLEEXCEEDED PASSWORD / PURCHASE ATTEMPTSEXCEEDED PASSWORD ATTEMPTS. CONTACT YOUR CARD CENTER
41IRREVERSIBLELOST CARDTRANSACTION NOT ALLOWED - DO NOT TRY AGAIN
43IRREVERSIBLESTOLEN CARDTRANSACTION NOT ALLOWED - DO NOT TRY AGAIN
46IRREVERSIBLECLOSED ACCOUNTTRANSACTION NOT ALLOWED FOR CARD - DO NOT TRY AGAIN
51REVERSIBLEINSUFFICIENT BALANCE/LIMITNOT AUTHORIZED
54IRREVERSIBLEEXPIRED CARD / INVALID EXPIRATION DATECHECK CARD DATA
55REVERSIBLEINVALID PASSWORDINVALID PASSWORD
57IRREVERSIBLETRANSACTION NOT ALLOWED FOR CARDTRANSACTION NOT ALLOWED FOR CARD - DO NOT TRY AGAIN
57IRREVERSIBLETRANSACTION NOT ALLOWED TERMINAL CAPABILITYTRANSACTION NOT ALLOWED - DO NOT TRY AGAIN
57IRREVERSIBLECONFIRMED FRAUDTRANSACTION NOT ALLOWED FOR CARD - DO NOT TRY AGAIN
57IRREVERSIBLETRANSACTION DENIED FOR LAW VIOLATIONTRANSACTION NOT ALLOWED FOR CARD - DO NOT TRY AGAIN
58IRREVERSIBLEINVALID MERCHANTTRANSACTION NOT ALLOWED - DO NOT TRY AGAIN
59REVERSIBLEFRAUD SUSPICION/TRAVEL NOTICECONTACT YOUR CARD CENTER
61REVERSIBLEEXCESS AMOUNT / WITHDRAWALAMOUNT EXCEEDED. CONTACT YOUR CARD CENTER
62REVERSIBLETEMPORARY BLOCK (EX: DEFAULT)CONTACT YOUR CARD CENTER
62IRREVERSIBLEDOMESTIC CARD - INTERNATIONAL TRANSACTIONCARD DOES NOT ALLOW INTERNATIONAL TRANSACTION
63IRREVERSIBLESECURITY VIOLATION (INVALID OR NOT PRESENT)CHECK CARD DATA
64IRREVERSIBLEINVALID MINIMUM TRANSACTION AMOUNTTRANSACTION AMOUNT NOT ALLOWED - DO NOT TRY AGAIN
65REVERSIBLEEXCEEDED WITHDRAWAL QUANTITYWITHDRAWAL QUANTITY EXCEEDED. CONTACT YOUR CARD CENTER
75REVERSIBLEEXCEEDED PASSWORD ATTEMPTS / WITHDRAWALEXCEEDED PASSWORD ATTEMPTS. CONTACT YOUR CARD CENTER
76IRREVERSIBLEINVALID OR NON-EXISTENT DESTINATION ACCOUNTINVALID DESTINATION ACCOUNT - DO NOT TRY AGAIN
77IRREVERSIBLEINVALID OR NON-EXISTENT SOURCE ACCOUNTINVALID SOURCE ACCOUNT - DO NOT TRY AGAIN
78REVERSIBLENEW CARD WITHOUT UNBLOCKING (INCLUDES CARD BLOCKED BY CUSTOMER IN APP - E-COM NFC)UNBLOCK THE CARD
82IRREVERSIBLEINVALID CARD (cryptogram)CARD ERROR - DO NOT TRY AGAIN
83IRREVERSIBLEEXPIRED PASSWORD / PASSWORD ENCRYPTION ERRORINVALID PASSWORD - DO NOT TRY AGAIN
91REVERSIBLEISSUER OUT OF SERVICECOMMUNICATION FAILURE - TRY LATER
96REVERSIBLESYSTEM FAILURECOMMUNICATION FAILURE - TRY LATER
ABREVERSIBLEINCORRECT FUNCTION (DEBIT)USE CREDIT FUNCTION
ACREVERSIBLEINCORRECT FUNCTION (CREDIT)USE DEBIT FUNCTION
FMIRREVERSIBLEUSE THE CHIPUSE THE CHIP
P5IRREVERSIBLEPASSWORD CHANGE / UNBLOCKINGINVALID PASSWORD - DO NOT TRY AGAIN
P6REVERSIBLENEW PASSWORD NOT ACCEPTEDINVALID PASSWORD USE THE NEW PASSWORD

Elo Brand Codes

ABECS CodeCode TypeMessagePOS/E-commerce Message
4REVERSIBLEREDO TRANSACTION (ISSUER REQUESTS RETRY)REDO TRANSACTION
5REVERSIBLEGENERICCONTACT YOUR CARD CENTER
6REVERSIBLECONSULT ACQUIRERMERCHANT, CONTACT THE ACQUIRER

Visa Brand Codes

ABECS CodeCode TypeMessagePOS/E-commerce Message
3IRREVERSIBLEINVALID MERCHANTTRANSACTION NOT ALLOWED - DO NOT TRY AGAIN
4IRREVERSIBLERETAIN CARDCONTACT YOUR CARD CENTER - DO NOT TRY AGAIN

Mastercard Brand Codes

Specific Mastercard codes are included in the main table above with additional brand-specific variations.

American Express (Amex) Brand Codes

ABECS CodeCode TypeMessagePOS/E-commerce Message
106REVERSIBLEEXCEEDED PASSWORD / PURCHASE ATTEMPTSEXCEEDED PASSWORD ATTEMPTS. CONTACT YOUR CARD CENTER
106REVERSIBLEEXCEEDED PASSWORD ATTEMPTS / WITHDRAWALEXCEEDED PASSWORD ATTEMPTS. CONTACT YOUR CARD CENTER
109IRREVERSIBLEINVALID MERCHANTTRANSACTION NOT ALLOWED - DO NOT TRY AGAIN
110IRREVERSIBLEINVALID TRANSACTION AMOUNTTRANSACTION AMOUNT NOT ALLOWED - DO NOT TRY AGAIN
115IRREVERSIBLECARD ERRORCHECK CARD DATA
115IRREVERSIBLEINVALID INSTALLMENT AMOUNTINVALID INSTALLMENT - DO NOT TRY AGAIN
116REVERSIBLEINSUFFICIENT BALANCE/LIMITNOT AUTHORIZED
117REVERSIBLEINVALID PASSWORDINVALID PASSWORD
121REVERSIBLEINSUFFICIENT BALANCE/LIMITNOT AUTHORIZED
122IRREVERSIBLECARD NUMBER DOES NOT BELONG TO ISSUER / INVALID CARD NUMBERCHECK CARD DATA
122IRREVERSIBLESECURITY VIOLATION (INVALID OR NOT PRESENT)CHECK CARD DATA
180IRREVERSIBLEEXPIRED PASSWORD / PASSWORD ENCRYPTION ERRORINVALID PASSWORD - DO NOT TRY AGAIN
180IRREVERSIBLEINVALID CARD (cryptogram)CARD ERROR - DO NOT TRY AGAIN
181IRREVERSIBLEFORMAT ERROR (MESSAGING)CARD ERROR - DO NOT TRY AGAIN
200IRREVERSIBLETRANSACTION NOT ALLOWED FOR CARDTRANSACTION NOT ALLOWED FOR CARD - DO NOT TRY AGAIN
200IRREVERSIBLELOST CARDTRANSACTION NOT ALLOWED - DO NOT TRY AGAIN
200IRREVERSIBLESTOLEN CARDTRANSACTION NOT ALLOWED - DO NOT TRY AGAIN
200IRREVERSIBLECONFIRMED FRAUDTRANSACTION NOT ALLOWED FOR CARD - DO NOT TRY AGAIN
911REVERSIBLESYSTEM FAILURECOMMUNICATION FAILURE - TRY LATER
912REVERSIBLEISSUER OUT OF SERVICECOMMUNICATION FAILURE - TRY LATER

Other Return Codes

Response CodeDefinitionMeaningActionAllows Retry
0Transaction authorized successfully.Transaction authorized successfully.Transaction authorized successfully.No
002Invalid credentialsThere is some terminal blocking supportContact supportYes
2Transaction not authorized. Referred transaction.Transaction not authorized. Referred (suspected fraud) by the issuing bank.Transaction not authorized. Contact your issuing bank.No
9Transaction partially canceled successfullyTransaction partially canceled successfullyTransaction partially canceled successfullyNo
11Transaction authorized successfully for card issued abroadTransaction authorized successfully.Transaction authorized successfully.No
21Cancellation not performed. Transaction not found.Cancellation could not be processed. If the error persists, contact Support.Cancellation could not be processed. Try again later. If the error persists, contact the virtual store.No
22Invalid installment. Invalid number of installments.Transaction could not be processed. Invalid number of installments. If the error persists, contact Support.Transaction could not be processed. Invalid installment value. Redo the transaction confirming the informed data. If the error persists, contact the virtual store.No
24Invalid number of installments.Transaction could not be processed. Invalid number of installments. If the error persists, contact Support.Transaction could not be processed. Invalid number of installments. Redo the transaction confirming the informed data. If the error persists, contact the virtual store.No
60Transaction not authorized.Transaction not authorized. Try again. If the error persists, the cardholder should contact the issuing bank.Transaction not authorized. Try again later. If the error persists, contact your issuing bank.Only 4 times in 16 days.
67Transaction not authorized. Card blocked for purchases today.Transaction not authorized. Card blocked for purchases today. Blocking may have occurred due to excessive invalid attempts. The card will be automatically unblocked at midnight.Transaction not authorized. Card temporarily blocked. Contact your issuing bank.From the next day, only 4 times in 16 days.
70Transaction not authorized. Exceeded limit/no balance.Transaction not authorized. Exceeded limit/no balance.Transaction not authorized. Contact your issuing bank.From the next day, only 4 times in 16 days.
72Cancellation not performed. Insufficient balance available for cancellation.Cancellation not performed. Insufficient balance available for cancellation. If the error persists, contact Support.Cancellation not performed. Try again later. If the error persists, contact the virtual store.No
79Mastercard transaction not allowed for the cardTransaction not authorized. It is not possible to process the transaction due to an error related to the cardholder's card. Ask the cardholder to contact the issuing bank.Contact your bankNo
80Transaction not authorized. Divergence in transaction/payment date.Transaction not authorized. Transaction date or first payment date invalid.Transaction not authorized. Redo the transaction confirming the data.No
82Mastercard transaction not authorized. Contact the issuerTransaction not authorized due to issuer rules. Ask the cardholder to contact the issuing bank.Contact your bankNo
83Mastercard fraud suspicionTransaction not authorized. Fraud suspicion by the issuing bank.Contact your bankNo
85Transaction not allowed. Operation failure.Transaction not allowed. There was an error in processing. Ask the cardholder to re-enter the card data, if the error persists there may be a problem in the merchant's terminal, in which case the merchant should contact Support.Transaction not allowed. Enter the card data again. If the error persists, contact the virtual store.No
89Transaction error.Transaction not authorized. Transaction error. The cardholder should try again and if the error persists, contact the issuing bank.Transaction not authorized. Transaction error. Try again and if the error persists, contact your issuing bank.Only 4 times in 16 days.
90Transaction not allowed. Operation failure.Transaction not allowed. There was an error in processing. Ask the cardholder to re-enter the card data, if the error persists there may be a problem in the merchant's terminal, in which case the merchant should contact Support.Transaction not allowed. Enter the card data again. If the error persists, contact the virtual store.No
97Amount not allowed for this transaction.Transaction not authorized. Amount not allowed for this transaction.Transaction not authorized. Amount not allowed for this transaction.No
98System/communication unavailable.Transaction not authorized. Issuer system without communication. If general, check SITEF, GATEWAY and/or Connectivity.Your transaction cannot be processed, Try again later. If the error persists, contact the virtual store.Only 4 times in 16 days.
475Cancellation TimeoutThe application did not respond within the expected time.Try again after a few seconds. If it persists, contact Support.No
999System/communication unavailable.Transaction not authorized. Issuer system without communication. Try later. It may be an error in SITEF, please check!Your transaction cannot be processed, Try again later. If the error persists, contact the virtual store.From the next day, only 4 times in 16 days.
AAExceeded TimeTime exceeded in communication with the issuing bank. Ask the cardholder to try again, if the error persists it will be necessary for the cardholder to contact their issuing bank.Time exceeded in your communication with the issuing bank, try again later. If the error persists, contact your bank.Only 4 times in 16 days.
AFTransaction not allowed. Operation failure.Transaction not allowed. There was an error in processing. Ask the cardholder to re-enter the card data, if the error persists there may be a problem in the merchant's terminal, in which case the merchant should contact Support.Transaction not allowed. Enter the card data again. If the error persists, contact the virtual store.No
AGTransaction not allowed. Operation failure.Transaction not allowed. There was an error in processing. Ask the cardholder to re-enter the card data, if the error persists there may be a problem in the merchant's terminal, in which case the merchant should contact Support.Transaction not allowed. Enter the card data again. If the error persists, contact the virtual store.No
AHTransaction not allowed. Credit card being used with debit. Use credit function.Transaction not allowed. Credit card being used with debit. Ask the cardholder to select the Credit Card payment option.Transaction not authorized. Try again by selecting the credit card payment option.No
AITransaction not authorized. Authentication not performed.Transaction not authorized. Authentication was not performed. The cardholder did not complete authentication. Ask the cardholder to review the data and try again. If the error persists, contact Support informing the BIN (6 first digits of the card)Transaction not authorized. Authentication was not performed successfully. Try again and correctly enter the requested data. If the error persists, contact the merchant.No
AJTransaction not allowed. Credit or debit transaction in an operation that allows only Private Label. Try again by selecting the Private Label option.Transaction not allowed. Credit or debit transaction in an operation that allows only Private Label. Ask the cardholder to try again by selecting the Private Label option. If it does not make the Private Label option available, check with Support if your establishment allows this operation.Transaction not allowed. Credit or debit transaction in an operation that allows only Private Label. Try again and select the Private Label option. In case of a new error, contact the virtual store.No
AVTransaction not authorized. Invalid DataTransaction data validation failure. Ask the cardholder to review the data and try again.Data validation failure. Review the informed data and try again.Only 4 times in 16 days.
BDTransaction not allowed. Operation failure.Transaction not allowed. There was an error in processing. Ask the cardholder to re-enter the card data, if the error persists there may be a problem in the merchant's terminal, in which case the merchant should contact Support.Transaction not allowed. Enter the card data again. If the error persists, contact the virtual store.No
BLTransaction not authorized. Daily limit exceeded.Transaction not authorized. Daily limit exceeded. Ask the cardholder to contact their issuing bank.Transaction not authorized. Daily limit exceeded. Contact your issuing bank.From the next day, only 4 times in 16 days.
BMTransaction not authorized. Invalid CardTransaction not authorized. Invalid card. It may be card blocking at the issuing bank or incorrect data. Try using the Luhn Algorithm (Mod 10) to avoid transactions not authorized for this reason.Transaction not authorized. Invalid card. Redo the transaction confirming the informed data.No
BNTransaction not authorized. Card or account blocked.Transaction not authorized. The cardholder's card or account is blocked. Ask the cardholder to contact their issuing bank.Transaction not authorized. The card or cardholder's account is blocked. Contact your issuing bank.No
BOTransaction not allowed. Operation failure.Transaction not allowed. There was an error in processing. Ask the cardholder to re-enter the card data, if the error persists there may be a problem in the merchant's terminal, in which case the merchant should contact Support.Transaction not allowed. There was an error in processing. Re-enter the card data, if the error persists, contact the issuing bank.Only 4 times in 16 days.
BPTransaction not authorized. Non-existent checking account.Transaction not authorized. It is not possible to process the transaction due to an error related to the cardholder's card or account. Ask the cardholder to contact the issuing bank.Transaction not authorized. It is not possible to process the transaction due to an error related to the card or cardholder's account. Contact the issuing bank.No
BP171Rejected for fraud risk (Velocity).Related to Velocity rulesTry again after 1 hour.Yes
BP176Transaction not allowed.Partner should check if the integration process was concluded successfully.Try again after 5 minutes. We recommend checking the transaction status before making a new authorization attempt.
BP900Operation failure.Related to some failure in the operation (process of sending the request).Try again in 5 minutes. We recommend checking the transaction status before making a new authorization attempt.Yes
BP901Operation failure.Related to some failure in authorization.Try again in 5 minutes. We recommend checking the transaction status before making a new authorization attempt.Yes
BP902Wait for response from previous operation.Related to some failure in capture.Try again.Yes
BP903Cancellation Failure.Related to some failure in cancellation.Try again.Yes
BP904Query Failure.Related to some failure in query.Try again.Yes
BRTransaction not authorized. Closed accountThe cardholder's account is closed. Ask the cardholder to contact their issuing bank.The cardholder's account is closed. Ask the cardholder to contact their issuing bank.No
C1Transaction not allowed. Card cannot process debit transactions.Change the payment method or card used.Change the payment method or card used.No
C2Transaction not allowed.Incorrect data. Please review the data filled in the payment screen.Incorrect data. Please review the data filled in the payment screen.No
C3Transaction not allowed.Invalid period for this type of transaction.Invalid period for this type of transaction.No
CFTransaction not authorized. C79:J79 Data validation failure.Transaction not authorized. Data validation failure. Ask the cardholder to contact the issuing bank.Transaction not authorized. Data validation failure. Contact the issuing bank.No
CGTransaction not authorized. Data validation failure.Transaction not authorized. Data validation failure. Ask the cardholder to contact the issuing bank.Transaction not authorized. Data validation failure. Contact the issuing bank.No
DFTransaction not allowed. Card failure or invalid card.Transaction not allowed. Card failure or invalid card. Ask the cardholder to re-enter the card data, if the error persists, contact the bankTransaction not allowed. Card failure or invalid card. Re-enter the card data, if the error persists, contact the bankOnly 4 times in 16 days.
DMTransaction not authorized. Exceeded limit/no balanceTransaction not authorized. Exceeded limit/no balance.Transaction not authorized. Contact your issuing bank.From the next day, only 4 times in 16 days.
DQTransaction not authorized. Data validation failure.Transaction not authorized. Data validation failure. Ask the cardholder to contact the issuing bank.Transaction not authorized. Data validation failure. Contact the issuing bank.No
DSTransaction not allowed for the cardTransaction not authorized. Transaction not allowed for the card.Transaction not authorized. Contact your issuing bank.Only 4 times in 16 days.
EBNumber of installments greater than allowed.Transaction not authorized. Contact Support and check if your registration has installment enabled.Transaction not authorized. Contact Support and check if your registration has installment enabled.Yes
EETransaction not allowed. Installment amount below minimum allowed.Transaction not allowed. Installment amount is below the minimum allowed. It is not allowed installments below R$ 5.00. It is necessary to review the calculation for installments.Transaction not allowed. The installment amount is below the minimum allowed. Contact the virtual store.No
EKTransaction not allowed for the cardTransaction not authorized. Transaction not allowed for the card.Transaction not authorized. Contact your issuing bank.Only 4 times in 16 days.
FCTransaction not authorized. Contact IssuerTransaction not authorized. Ask the cardholder to contact the issuing bank.Transaction not authorized. Contact your issuing bank.No
FETransaction not authorized. Divergence in transaction/payment date.Transaction not authorized. Transaction date or first payment date invalid.Transaction not authorized. Redo the transaction confirming the data.No
FFCancellation OKAuthorized cancellation transaction. ATTENTION: This return is for cancellation cases and not for authorization cases.Authorized cancellation transactionNo
FGTransaction not authorized. Contact AmEx 08007285090.Transaction not authorized. Ask the cardholder to contact AmEx Customer Service.Transaction not authorized. Contact AmEx Customer Service at 08007285090No
GAWait ContactTransaction not authorized. Referred by Lynx Online preventively.Transaction not authorized. Merchant should wait for contact from SupportNo
GFTransaction denied.Transaction not authorized, check if the informed IP is enabled to process the transactionTransaction not allowed. Contact Support.No
GDTransaction not allowed.Transaction not allowed. Contact Support.Transaction not allowed. Contact Support.
GTTransaction denied.Brute force attack.Transaction not allowed. Contact Support.No
GKTransaction denied.Temporary blocking due to brute force attack.Transaction not allowed. Contact Support.No
HJTransaction not allowed. Invalid operation code.Transaction not allowed. Invalid Coban operation code.Transaction not allowed. Invalid Coban operation code. Contact the merchant.No
IATransaction not allowed. Invalid operation indicator.Transaction not allowed. Invalid Coban operation indicator.Transaction not allowed. Invalid Coban operation indicator. Contact the merchant.No
KATransaction not allowed. Data validation failure.Transaction not allowed. There was a data validation failure. Ask the cardholder to review the data and try again. If the error persists, check the communication between virtual store and Support.Transaction not allowed. There was a data validation failure. Review the informed data and try again. If the error persists, contact the Virtual Store.No
KBTransaction not allowed. Incorrect option selected.Transaction not allowed. Incorrect option selected. Ask the cardholder to review the data and try again. If the error persists, it should be verified the communication between virtual store and Support.Transaction not allowed. Incorrect option selected. Try again. If the error persists, contact the Virtual Store.No
KETransaction not authorized. Data validation failure.Transaction not authorized. Data validation failure. Selected option is not enabled. Check the options available for the cardholder.Transaction not authorized. Data validation failure. Selected option is not enabled. Contact the virtual store.No
NRTransaction not allowed.Transaction not allowed.Transaction not allowed. Retry the transaction after 30 days.Retry the transaction after 30 days.
RPTransaction not allowed.Transaction not allowed.Transaction not allowed. Retry the transaction after 72hRetry the transaction after 72 hours.
SCTransaction not allowed.Transaction not allowed. Recurring payment, canceled service. Do not retry.Transaction not allowed. Recurring payment, canceled service. Do not retry.No.
U3Transaction not allowed. Data validation failure.Transaction not allowed. There was a data validation failure. Ask the cardholder to review the data and try again. If the error persists, check the communication between virtual store and Support.Transaction not allowed. There was a data validation failure. Review the informed data and try again. If the error persists, contact the Virtual Store.No
6PTransaction not authorized. Invalid DataData validation failure. Ask the cardholder to review the data and try again.Data validation failure. Review the informed data and try again.Only 4 times in 16 days

Code Types

  • REVERSIBLE: Codes that allow transaction retry
  • IRREVERSIBLE: Codes that do not allow transaction retry

Retry Guidelines

  • Only 4 times in 16 days: Some codes allow retry but with limitations
  • From the next day: Some codes allow retry only after 24 hours
  • After specific periods: Some codes specify exact waiting periods (30 days, 72 hours, etc.)